Given specific assumptions, what would be the withdrawal value after a year with the provided financial data?

To find the withdrawal value after a year based on provided financial data, one would typically consider various factors such as the initial investment, the growth rate of the investment, any applicable fees, and how withdrawals are treated in the context of a variable life insurance policy.

In this scenario, option C, which states a withdrawal value of Php. 401,107.58, is likely derived from applying these factors correctly over the course of a year. This would suggest that after accounting for investment growth and any deductions (like fees or mortality charges), this specific amount represents the allowable withdrawal post-yearly adjustments.

To arrive at this figure, one would generally compute the total value of the policy after a year based on the growth of the invested amount. This would involve multiplying the initial investment by the rate of return. Subsequently, it would adjust for any costs deducted and determine the net value available for withdrawal. Assessments of expected costs and growth must be accurately estimated to pinpoint the correct answer.

This computation illustrates the importance of financial projections in variable life policies, where both market conditions and insurance product specifications can significantly influence the actual available cash value. Understanding these calculations helps licensed individuals guide clients more effectively regarding their financial planning and cash withdrawal decisions.