What is typically required for agents to sell Variable Life Insurance?

To sell Variable Life Insurance, agents are required to have a life insurance license. This is because Variable Life Insurance is classified as a type of life insurance product, and, as such, the agent must be specifically licensed to handle life insurance sales.

In addition to the life insurance license, agents must also typically pass a securities exam, as Variable Life Insurance includes an investment component that involves securities. Therefore, while having a life insurance license is essential, the overall requirement ensures that the agent is knowledgeable both in insurance principles and the investment aspects of the products they are selling.

The other options would not fulfill the requirements necessary for selling Variable Life Insurance. A property insurance license pertains to real property insurance products and does not cover life insurance. A high school diploma is not an adequate credential on its own, as specific licensing is required for insurance sales. A health insurance license relates solely to health insurance products and does not authorize an agent to sell life insurance products, including Variable Life Insurance.