Which statement about investment objectives is false?

When considering investment objectives, the statement regarding fixed deposits producing high and guaranteed returns is misleading. Fixed deposits are typically low-risk savings instruments offered by banks, and while they do provide guaranteed returns, those returns are usually modest compared to the potential gains from other investment vehicles such as stocks or mutual funds. Investors generally use fixed deposits for capital preservation and liquidity rather than aiming for high returns.

The other statements reflect more common and accurate investment objectives. For example, many individuals save and invest to fund higher education, enhance their standard of living, or achieve long-term financial goals. Investing in commodities, while it can provide income, does not assure regular income due to the inherent volatility and risk associated with commodities. Therefore, the assertion about fixed deposits accurately captures the nature of this investment choice and why it does not align with the expectations of high returns.